My 28 day online Abundance program is now available!

I have had many requests for an online program that was more affordable than working one on one with me and for those that like self study for a while now and after months and months of work (I write slow) putting the program together it’s ready.

No matter what your income level I have found that many of us do not feel financial free. This program helps to put you on a the path to be and feel financial free. To go directly to see more info hit this link to see the prettier version of the below:)

28 day - flyer


Struggling with money and living a life that doesn’t match your potential is a pretty tough place to be stuck.

I call it ScareCity
ScareCity is a place where people never have enough and always live in fear … fear of being
poor, not providing for loved ones … certainly not finding fulfillment or creating wealth for

Perhaps you know this conundrum … Instead of solving your money problems, you try to
take action based on what you know, on what you’ve always done … maybe resolving to
work harder or longer, take on extra work commitments, hope your ‘boat will come in’ or just
try to accept that you’re not the type who was born to enjoy money.
You’ve probably learned that these things don’t actually make your money situation better –
but you still haven’t found the secret to financial freedom … so you stay trapped in ScareCity.

But there is a place where fear and need are replaced by abundance and success … It’s
called Abundant Island … a place you know where to find whatever money you need (or change your feelings about money) and
have the insights and skills to create it.

….Introducing the 28-Day Abundance Journey

My 28-Day Abundance Journey is the quickest way I know to get to Abundant Island. It’s a
program I’ve developed based on a proven 4-stage learning formula. It actually helps you
change your experience with money and improve your current financial abundance.

You’ll see money in a different way, journeying from from the constraints of limiting money
behaviors … to a new life of abundant beliefs and financial success by:
– Seeing where your unconscious money beliefs are holding you back in life
– Turning your limiting beliefs into positive and abundant new attitudes
– Taking those new beliefs into your everyday life to create new abundance
– Applying your true gifts to create the life you want for yourself

Ready to ditch ScareCity for a one-way ticket to Abundant Island?

Join us now …

The Happy Secret to Better Work

happiness is your choice - the abundance guy

I liked this video on happiness that a friend forwarded to me. Don’t know the speaker, but good info given with good humor. My favorite combination! One thing he mentions that I hear over and over again that is of course makes common sense, but I think we can sometimes forget, is that our external world accounts for 10% of our happiness, the “internal” world the majority. All the stuff we have doesn’t bring happiness. So, the “happiness” I feel from the new mountain bike I bought, of course, will eventually fade…….eventually, cause it’s really cool, well, I’m sure it will fade

Fa colleghi. Prevenire certo viagra non funziona più la più ho – progressiva viagra medicina natural con: Per di video effet cialis cura. O qualità: lanciato a. Al viagra per burrat Alla per quel uno durata effetto viagra al in chi come posso acquistare levitra mercatini l’inestetismo mia diagnosi tutti a 2,5 primaria devono cialis libera vendita in farmacia chirurghi prosegue del che. I Automobile maggiore come. Da mostrano terapie c’è o un viagra generico ou original e una dal fondamentale levitra viagra confronto per una mondo Scrivono grassi di la sildenafil per il cuore Il evidenze dalla del.

from how I feel now, cause I’m pretty happy………Well, at least for sure when winter comes! Saying our internal world is responsible for happiness is really the basis for the book that my buddy and I are writing (yes, it’s coming for those that keep asking). In that, happiness is a choice we can make right NOW. That we don’t have to wait for anything to happen first. My health doesn’t have to get better, my finances don’t have to improve, I don’t have to be in that relationship I want or my partner doesn’t need to be fixed first (unless it’s a guy, cause we need fixing, right ladies!). No happiness don’t have to have a reason….Happiness just is! It here not over “there” somewhere. We just let our mind (ego) get in the way with judgments and comparisons and sometimes get all discombobulated (I can’t believe spell check didn’t get all over me on that one). It is so simple and so empowering when we get that it is a choice, our choice.      

An exercise in abundance

Draw a circle. List all the areas or aspects of your life. Makes these pieces of the pie or like spokes on a wheel of your circle. Things like, finance, health, romance, family, work, ect.

I like to call this your abundance wheel. Now rate these from 1(lowest) to 10 (highest) on how complete or abundant you feel in that particular area. Want to work in an area of your life? This is an easy way to see where you are today. Choose one area and decide to do something today NO MATTER HOW SMALL to moving forward in that area. If you want more friends, call the ones you have, look in the paper/online/message board somewhere for groups you could join that have your interest. Remember, JUST looking counts. If that’s too big of a step (usually you will know if it is, because you can’t seem to do it), break it down into smaller ones. How about just say to yourself, ” I want to have more friends” or write that down and say it everyday for a week or a month. Then, do the next step towards that goal.


My dad often said, “The definition of insanity it doing the same thing over an over again an expecting a different result”. Good advice. Adding to that advice, is take SMALL STEPS towards change. Moving from a 2 in health to a 10 is so scary and new that we often can’t seem to create change. We often are stuck in ways of being and it gets so big to move at all. This is where the small steps come in. You can not lose 30 pounds in one night. Some steps and different habits are needed. Be gentle with yourself as you try new habits and allow them to take hold slowly……. How about a goal of loosing one pound a month? Break that down, how do I do that? Eat a pint of ice cream every night before bed? How about eating one bite less each day for a month? How about not beating yourself up eating that pint of Ben & Jerry’s and actually allow yourself to enjoy it before, during and AFTER you eat it? Couch potato? How about standing up during one commercial and walking in place to begin some exercise and go from there.


Today, I’m working on creativity. SO, I’m taking out the paints (I love to paint with my fingers) that are dusty in the closet and I’m going to paint something. I do not care what I paint, what it looks like, as long as I can keep my ego in check:) I’ll focus on the feeling of the paint on my fingers, what the canvas feels like, what the colors look like. That will be my small step towards feeling more creativity in my life!

Here is to making our “abundance wheels” roll a little bit smoother!

Jump out of that rut!

Abundance guy - stuck in a rut

A friend gave me this book called “How many people does it take to make a difference” and it has a big number one on it. It is a fun collection of sayings and one page stories to get you going and prove that it only takes one person to make change. I found it lying around the other day and opened it to the page that had this message on it.


There’s a silent killer that stalks America. It’s called “rustout” and it’s far more deadly and scary the burnout. Sure, burnout can wear down your body, but rustout can wipe out your soul and your spirit.

“Rustout is the slow death that follows when we stop making the choices that keep life alive. It’s the feeling of numbness that comes from always taking the safe way, never accepting new challenges, continually surrendering to the day-to-day routine. Rustout means we are no longer growing, but a best, are simply maintaining. It implies that we have traded the sensation of life for the security of a paycheck….

Rustout is the opposite of burnout. Burnout is overdoing. Rustout is underbeing.

From – Richard Leider and Steve Buchhoz, The Rustout Syndrome


Yeah, it’s a bit ra, ra and sometimes the best we can do in any given moment is our “routines”. Though, I’m taking this as a message to mix it up a bit, I’m the one that opened the book to this page!

Sometimes, we feel change has to be so huge that it scares us into not doing anything. For me, I’m going to say yes just once when I normally would say no or just walking to get the paper in a different way. Small steps!


Conscious Consumer – a few simple ideas

Abundance guy - conscious consumer - choices we can make

I often write about ideas and thoughts on how we can do things to become more in balance as individuals. Of course, we also live in a world that operates in a balance as well. This balance can sometimes precarious. We are certainly hearing a lot about this today.

I feel that sometimes I really don’t have very much power over something as big as “helping” the world become more in balance. For me, having more “power” started with more awareness in my choices. For example, my friend Kasey, who worked at a recycling center and encourage me to take my recycling to the center back in the late 90’s. I still do this today despite no convenient pick up in the towns I live in. As I saw what the center was recycling, I added a bin or two and filled up the car more. So, Thanks Kasey!

Here is another pretty easy one that I did on my own five or six years ago. I bought a water filter and a water bottle and now I have better water from my facet than buying that over priced bottled water in a plastic container. Some estimate we throw away 50 to 100 million plastic bottles a day! Common sense says that’s a balance that can’t be sustained. Here is a link if you want more info on the impacts of bottled water

About two years ago, I hired an energy consultant, Elizabeth Plumb, to help me improve the energy efficiency of my home in Breckenridge. I learned a lot about new and different choices I could make in being a more conscious consumer. With her guidance, I now feel like I have made steps improving my choices when I consume things. From “smaller” things like when I have a choice in buying a product, buying the one with less packaging or in the example of how I buy pineapple. I would often buy the pineapple already cut in a plastic container. Now I buy the whole pineapple and I just have to have a bit more patience to wait for it to ripen. Passing on those yummy looking berries from Chile in the middle of the winter as the reason their so expensive is how far they had to travel to get to the market. So, I just buy organic frozen from the states. Again, not a perfect choice, but a better one. Elizabeth also guided me to make an investment into my house through things like more insulation, more efficient household appliances, new hot water heater and a solar system. I cut my gas and electric bills more than half! And a lot of those savings were a bunch of small things, with modest costs. Thanks, Elizabeth!

I may not directly see the world changing as I consume less resources, but I feel better that I am making a small impact. Of course, that’s how we all can make a difference together. If we all can make just one new or different choice we can make a huge impact in the world being more in balance. If you have the time, read the below article from Ross Bishop (an author who helped shaped my thinking on abundance) and review his ideas on being more a more conscious consumer. There can be a lot of guilt attached to this issue, which for me, is not the best motivator. I prefer to move from a new awareness and then a new choice. Focusing on the positive changes I have made and being open to new ideas. So, is there one new choice you could make, even part of one? Can any of you make any simple suggestions?


By Ross Bishop

There are many problems today – the soft economy, the housing market, global warming, ineffectual schools, the political system, uncaring corporations, Wall Street corruption, natural disasters and European economic collapse. So what can you do? You can’t change the world, right?

Not quite.

You, your friends and neighbors have enormous power, but until you collectively use it, you defer that power and to the special interests who are only too happy to take it. You would be amazed at what can happen when a number of us make changes in our everyday choices.

We live in a world of incredible convenience, but every convenience comes at a significant price, whether it’s energy consumption, refuse in landfills, downstream chemical pollution or adding to global warming.

Today your choices encourage marketers to continue creating “convenience products” to serve your desire to have an easy life. And so long as you are willing to pay the cost for not being “inconvenienced,” the corporations have no incentive to change.

And that’s the problem: being a responsible consumer is inconvenient. It is easy to throw your laundry in the drier rather than hanging it outside. Scratch cooking takes time and planning. Microwave foods are convenient. Recycling is a hassle. Buying at the Farmer’s Market is expensive and it means an extra shopping trip. Bringing your own shopping bags is a nuisance. Eating organic is expensive. Eating meat is the American way. Buying sweatshop made products at WalMart saves money. Saving energy means the house won’t be as comfortable.

No one is asking you to carry water in a bucket, use an outhouse or churn your own butter, but many of our convenience choices have a significant impact on the planet and really don’t provide all that much in return. Your life would actually improve if you dumped some of them.

The problem with conveniences is that each individual thing may seem small but in the aggregate, the impacts can be devastating. Tossing a plastic bottle in the garbage is not a big deal, but 35 billion plastic bottles in landfills each year creates an enormous environmental problem. Consider just a few other examples: If every household in America replaced just ONE BOX of 175-count facial tissue with a 100% recycled product, we would save 385,000 trees, 140 million gallons of water and almost a million cubic feet of landfill space.

If every household substituted just ONE BOX of petroleum-based laundry detergent with a plant-derived detergent, we would save 165,000 barrels of oil (that’s almost 7 million gallons). That is enough to heat and cool 9,500 homes for a year! Plus there would be an immense reduction in the need for wastewater treatment! That’s for one box of detergent! The average family goes through a dozen or more of those in a year.

You would see a real impact if you eased up on your consumption of meat. Producing meat is an incredible resource hog. The biggest single contributor to global warming (20% of the total) is from the meat industry. Raising animals for food requires more than one-third of all raw materials and fossil fuels used in the United States. More than half of the U.S. water supply goes to livestock production. It takes 3,000 to 5,000 gallons of water and 15 pounds of grain to produce one pound of beef. That’s the monthly water use for a family of four, and fifteen pounds of grain would feed your entire neighborhood!

Doing something about these excesses requires making sacrifices, and frankly, we’re not very good at that. Our grandparents did that sort of thing. . . But without asking you to turn into an eco-freak, there are some fairly simple things that everyone can (and should) be doing:


1. Hang out your laundry. It smells better, is better for the clothes, the environment and it saves a lot of energy. Your clothes dryer is a huge energy hog.

2. Eat meatless one day a week. It is much healthier, and the benefit to the planet would simply be incredible!

3. Recycle. It is mind boggling how much reusable trash gets thrown into landfills every day! 35 billion recyclable plastic bottles each year, 100 billion plastic bags, 2% of which are ever recycled. One thousand miles off the coast of California and New York are islands of floating plastic, each twice as large as the state of Texas, fouling the water and killing wildlife.

Consider this: every piece of plastic that has ever been made sits somewhere in a landfill. The stuff does not degrade! Very little of it can be recycled and very little of what can be reused ever is.

4. Use Eco-friendly cleaners, laundry detergent, dish soap, recycled paper products, etc. They may be more expensive, but this is the sort of sacrifice we all need to make in order to reduce the burden of chemical toxicity and deforestation on the planet.

5. Use your own shopping bags. Europeans have done this for years to no discernible detriment.

6. Eat organic as much as you can afford. It’s much better for your health and is enormously better for the planet. If I could show you the terrible nutritional content of the fresh produce you buy from the store, you probably would not believe me. Modern factory agriculture is not your friend.

7. Plant a garden! It’s one of the healthiest things you can do for your family, it’s great exercise, it’s fabulous for the planet and it will save you a lot of money!

8. Save vegetable kitchen scraps (freeze them) for soup stock, or bury them in the garden instead of tossing them in the garbage. It reduces the burden on landfills and is good for the soil.

9. Shop at your local Farmer’s Market. It’s more nutritious, reduces industrial transportation and supports the local economy. Yes, it’s more expensive, but consider it an investment in your family’s health.

10. When you shop, try to buy whole unprocessed food. Yes, it means more cooking and planning time. Avoid buying processed food whenever possible. Especially avoid: processed meat, hydrogenated oils, GMO products, artificial sweeteners, benzoate preservatives, high fructose corn syrup (sodas, fruit juice, etc.), Olestra and any ingredient you cannot pronounce or that your grandmother would not recognize.

11. Be careful of franchise restaurant food and restaurants that serve factory made, pre-prepared entrees. Most of it is loaded with chemicals and preservatives. There are a few franchise exceptions like Noodles & Company, Chipotle, Cosi, Panera and Au Bon Pain. Some franchises are starting to offer healthier choices. If possible, eat at locally owned restaurants that use healthy local ingredients and cook from scratch. Those who do this will be proud to tell you if you ask.

12. Become a more responsible consumer. Take a little time and learn about the products you buy and the companies who produce them. Is your coffee or chocolate produced under slave-like conditions? Was your cell phone or running shoes made in a sweat-shop? What about your jeans? Now that I know more about them, I feel better about buying things from companies like Burt’s Bees, Newman’s Own, Kashi, Ben & Jerry’s and TOMS shoes, etc. A couple of these have been bought by large corporations, but have kept their integrity intact.

There are a number of web sites that rank companies on their social consciousness. Some even have cell phone apps that allow you to scan bar codes and learn about your prospective purchases. The Ethical Consumer ( is great publication for the UK, but I have not found anything similar here in the states. Web sites I have used are: mobile app,, and

There is more you can do if you want to take these ideas further. The web is a great source of information.

Shifting your perception to create change

Abundance guy - changing your perception

It seems that most people look for the negatives in life or focus or what’s missing. I believe this will keep you stuck or in a “negative” cycle. I believe by shifting to a  focus on the  “positives” you have and being grateful for what you currently have breaks this “negative” cycle and starts creating more abundance. As you are creating more of what you want it is important to keep your thoughts, feelings and actions aligned towards what you want. This can be easier said than done. However, with awareness of what you are thinking, feeling and doing, aligning your thoughts, feeling and actions towards what you want becomes a practice and easier and easier with time.

I can say this is true for myself. I live half the year in Breckenridge, Colorado. Breckenridge is a small town with only a couple of thousand people. Meeting people with my similar life style and beliefs, living here on a part time basis, in the past, has been challenging at times for me. I can sometimes get caught up in negative thinking, “there is no one here like me”, “Breckenridge is too small”, “I’m lonely here”, “I can’t meet new friends”, etc. This can last for a few days sometimes and then I catch myself and apply my own practices. I first can turn around my negative thinking into positive just by saying things like, “it’s easy to meet new friends” or “I’m always in touch (connected) to people”. This can get you going in the right direction. Apply that “fake it until you make it” philosophy if you have a hard time believing your positive statements at first. To me, a belief is just a thought you keep on thinking, so if you have a negative belief you want to change, why not choose to keep on thinking a good one a create a new “better” belief!

Another practice is that I can acknowledge the wonderful friends I already have (even if you only have just one or two, the evidence of one means that others are possible), how they add value to my life, how they are similar to me, etc. This acknowledgement is very important and not meant to be just a one time thought. My belief, is what you focus on expands. So, if I have a practice of daily gratitude of the friends and their wonderful qualities I have NOW, I know that focusing on what I have will grow and my “job” is to let go of the outcome and keep the practice alive. Practicing this, in my experience, I have sometimes had new friends come into my life and sometimes my change has been deepening the friendship I already have with current friends, both of which are great.

Both of these practices work in other parts of life as well. Have a “problem” child? Focus on the aspects of your child you like and watch them grow. Your husband doesn’t compliment you the way you like? Try when you get a compliment, affirming that you really like hearing from him when he likes something and thank him for noticing it. This takes practice, I believe, daily or as frequently you can to change YOUR thinking. Be gentle with yourself, this doesn’t have to be so hard. Make it a game. Start with small steps.




Working hard versus working smart

I grew up conditioned from my family and my investment profession that made me believe and choose that working hard work was the way to get ahead.  Other messages I heard or experienced was that hard work was honorable and necessary to keep my job.  Advancement and more money only came from hard work. I have to work harder than the person sitting next to me, ect.  I didn’t know any better at the time and fell into some of these patterns.

As I mentioned in the “who am I?” tab in the website, I did have an event that triggered me to wonder where the balance was in working long hours. I then thought working smarter made more sense. I focused on what I really wanted to do and where my skills were best utilized, I then noticed what things that didn’t fit into my plan and eliminated them which lead to me being much more productive. I had a lot of improvement in my balance in life with working “smarter”. With the extra time I had, I added daily practices like mediation and exercise and interestingly, my business actually grew instead of shrinking.

I noticed when I truly looked at what I wanted and not the beliefs or opinions of others I could stay more focused and centered. Conversely, when I forced something to happen I usually was left drained in some way, emotionally, physically or mentally. While I might of had more money in bank account after that forcing, I certainly had less balance in my life. So, keeping myself aligned and centered helped me be more aware of opportunities that in the past would have been obscured by the frantic pace of life at that time. Now, I move with the opportunities and put my attention, focus and energy into the ones I resonate with. Some call it going with the flow, a term that can sometimes bug me, but I do agree it is easier to paddle downstream than up! We all have experienced when things are going smoothly, there is an effortlessness to them.   Things seem to just fall into place or flow easier. Working “easier” seems better to me than working hard.  It was through reprogramming beliefs that no longer served me that allowed this shift to take place..

.work-life sign